Financing conversations
Understand
the proposal.
Use this page to prepare for a direct conversation with a lender. The right questions make loan proposals easier to understand.
Explore a purchase rangeBring a consistent set
of questions.
Costs
What is included?
Ask about rate, fees, estimated closing costs and which monthly costs are included in the quoted payment.
Terms
What can change?
Ask how the rate and payment work, what assumptions the proposal uses, and which details could change before closing.
Process
What is needed next?
Ask which documents to provide, how to share them securely, and what dates or decisions need attention.
Prepare without
sending private documents.
A lender can explain which income, asset and other records are needed for your circumstances. Use the lender’s designated secure channel for those materials. This website’s general inquiry form is not a loan application.
Need help getting
the conversation started?
Tell Gaven what you are trying to understand about the buying process. Discuss financing qualifications, rates and loan decisions directly with a lender.
Ask a general question